Testimonials

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Tod displayed an elevated level of knowledge, expertise, kindness, and above all-patience. It is important to me to take my time and do my research before making important decisions. Tod was incredibly patient with my process. He was amenable to having my son join in the discussion as that was also important to me. I was approved last week, and now have a sense of peace and security for me and my family. With this decision behind me, I will get back to living my life with intention. Thank you Tod.

Thank you Mr. Tod Warner for your superb customer service! You were tremendously helpful in providing me with guidance so I could make a well-informed decision. I feel at ease knowing that I have secured a policy that will protect myself and my family in the event we ever need LTC services. We don't often like to think about these kinds of circumstances however, it's important to plan for the unexpected. I appreciate your sincerity in reviewing suitable options and for not trying to "up sell" me given my lack of knowledge in this realm. I have learned so much and appreciate your patience with all my questions. You far exceeded my expectations and made this process painless. Thanks for going the extra mile and for being so communicative. Your response rate is impressive and I am thankful you were so available. Much appreciate you helping me simplify something that could have been much more stressful. Kind thanks, Mariana

Thank you so much Tod for taking the time with us to explain LTC. You answered all questions and concerns. Extremely informative!!!

I found Tod through an internet search for LTC insurance. He contacted me by phone and using a web meeting he was able to walk me through all the options and the associated costs for LTC. Once I settled on a package he took my application over the phone and submitted it to the insurance company. This all took place in early March. Yesterday, Apr 24th, I received my approval from the insurance company. I was very happy given the few medical problem I have. Tod made the whole process very easy.

Tod was great to work with. He made everything easy to understand. I would recommend him to my friends and family.

Tod Warner worked with me to find the best long-term care insurance solution for my situation. I found him to be knowledgeable about the products available and able to give objective assessments of the strengths and drawbacks of the different options. When I had a question to which he was not sure of the answer, he willingly researched the issue and got back to me in a timely manner. After I had made my selection, Tod made the enrollment process easy. I enjoyed working with him and recommended him to colleagues.

Tod was a true professional when dealing with this difficult topic. He was helpful and knowledgable.

We bought LTC insurance from Tod four years ago. Tod did a great job explaining our options and choices. We feel well informed and comfortable contacting him whenever we have a question.

Tod is professional and informative. Our experience with Tod was top shelf and we learned so much more about Long Term Insurance than we imagined we needed to know. Tod's follow up was very good. In today's world there are not enough folks like Tod who say what they do and do what they say. The consistency is refreshing.

Tod made the process very easy for us. Gave us all the information that we needed to make an informed decision and are very happy with our LTC plan purchase.

Tod has been very helpful and flexible with scheduling meetings with my family. He has also been very informative on the coverage they provide. Excellent knowledge base, and very responsive. Thanks Tod!

Tod introduced my Engineering company to LTC insurance. We were a skeptical audience and grilled him with our questions. He persevered and provided us the information we needed to quell our anxieties. He provided a high standard of customer service.

Nice job describing the benefits of LTC insurance. Thorough and comprehensive information offered by Tod. Very helpful, highly recommend.

I requested information regarding Long Term Health Care a few months ago. Mr. Tod Warner assisted me with analyzing my needs. Twenty years ago, I held an insurance license for life and health insurance and I know how some agents can be very dogmatic about specific products. Mr. Warner asked many questions to determine what my income level would be when I retired and make suggestions on what I needed to fill in the difference. It was a pleasure having someone help you with this type of life decision that you don't feel was trying to line their pockets with excess.

Tod- Good talking with you earlier...I find that the software you were able to put up on the computer enabled to contrast on a level playing field, all the companies that have been solicting us thru the years. For once this is comprehensible, and the difference in premiums form one company to the next can be quite astonishing. Thanks for the insights. I wish we had done this years ago.